This tool provides general cost estimates for informational purposes only. It is NOT legal advice. Costs vary significantly based on individual circumstances. Consult a licensed attorney in your jurisdiction for specific guidance.
2026 cost estimates for bankruptcy in Oregon, including attorney fees, court costs, and other expenses.
As of June 29, 2026, a bankruptcy in Oregon costs on average $3,550, typically $2,550-$5,100 for a moderate-complexity case, based on sourced attorney-fee and court-cost data. Typical attorney rates run $185 to $350 per hour. A moderate-complexity case typically takes 3-5 years to resolve. Common related costs include chapter 13 filing fee ($313) and credit counseling course ($25-$50).
Data verified: June 29, 2026
| Complexity | Low | Median | High | Typical Duration |
|---|---|---|---|---|
| Simple | $1,100 | $1,650 | $2,800 | 3-4 months |
| Moderate | $2,550 | $3,550 | $5,100 | 3-5 years |
| Complex | $3,100 | $5,150 | $8,200 | 3-5 years |
Last verified: June 2026
$185 – $350/ hour
Median: $270/hr
3-5 years
For moderate complexity cases
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</script>Bankruptcy cost formation splits along the two most common filing types. Chapter 7 (liquidation) is a shorter federal process, so attorney fees are usually charged as a flat fee covering the whole case. Chapter 13 (repayment plan) requires the attorney to stay involved for the full 3-5 year repayment period, so the fee is higher and is often split into an upfront portion plus ongoing amounts paid through the repayment plan itself.
On top of the attorney fee, every filer pays a federal court filing fee (set by statute, the same nationwide regardless of state) plus mandatory credit counseling and debtor education course fees. Case complexity within either chapter — multiple creditors, contested exemptions, business assets, or a means-test dispute — adds attorney hours beyond the base flat fee, which is why complex-case costs run well above the simple-case median shown on this page.
Take a moderate-complexity bankruptcy matter in Oregon. The recorded median total is $3,550, with reported quotes clustering between $2,550 and $5,100. Each statutory line below is sized against that median.
Added together the itemised lines come to $363–$413, which leaves roughly $3,137–$3,187 of the Oregon median as professional time — the part that differs between quotes. One further recorded fee is not itemised above and is not in that total.
At $3,550, the median bankruptcy cost in Oregon is in line with the $3,479 national average across all 50 states and DC.
Oregon carries 3 rows — simple, $1,100–$2,800 at $160–$295/hr over 3-4 months; moderate, $2,550–$5,100 at $185–$350/hr over 3-5 years; complex, $3,100–$8,200 at $215–$430/hr over 3-5 years — on 5 shared citations. They put it below the midpoint of the table without reaching the bottom quarter.
$3,550 is a median, not the middle of the band — $1,000 above the $2,550 floor, $1,550 under the $5,100 ceiling. Every rank below is out of 47.
Oregon occupies the 25th row of 47 for a bankruptcy. Its $3,550 median trails the $3,600 table midpoint by $50, which is 1% — close enough that a single firm's quote can straddle both figures.
Michigan ($3,600) and Ohio ($3,500) bracket Oregon inside a $100 window — narrow enough that 25th is close to arbitrary.
4 tracked states — Delaware, Arizona, Michigan, Ohio among them — record a median within three percent of Oregon's $3,550. The figure sits in the densest part of the bankruptcy distribution, where a rank change of several rows costs only a few hundred dollars.
The two rankings disagree sharply. Oregon attorneys sit 19th of 47 on hourly rate at $270 an hour, but the state is only 25th on total bankruptcy cost — the recorded matters resolve in fewer billed hours than the rate alone would produce.
| Rank | State | Median | Against Oregon |
|---|---|---|---|
| 19 | Pennsylvania | $3,800 | +$250 |
| 20 | Alaska | $3,700 | +$150 |
| 21 | Colorado | $3,700 | +$150 |
| 22 | Delaware | $3,650 | +$100 |
| 23 | Arizona | $3,600 | +$50 |
| 24 | Michigan | $3,600 | +$50 |
| 25 | Oregon | $3,550 | — |
| 26 | Ohio | $3,500 | −$50 |
| 27 | Maine | $3,350 | −$200 |
| 28 | Utah | $3,350 | −$200 |
| 29 | Missouri | $3,300 | −$250 |
| 30 | Idaho | $3,200 | −$350 |
| 31 | Florida | $3,150 | −$400 |
Within ten percent of the Oregon figure there are 11 states above and only 5 below. $50 up or $50 down moves Oregon a row, which means the ranking has far more room to improve than to slip: the bankruptcy field is dense overhead and sparse underneath.
Climbing five places would mean passing Alaska, Colorado, Delaware, Arizona, Michigan and adding $150 to the $3,550 recorded here.
Five places down means passing under Ohio, Maine, Utah, Missouri, Idaho: $350.
$850 short of Hawaii ($4,400), $1,200 clear of Kentucky ($2,350).
At $270 an hour, the $3,550 median represents about 13 hours of attorney time — a matter measured in days of work, not weeks. The peer median is 14 hours: Oregon reaches its total in 1 fewer implied hours, because the rate rather than the workload carries more of it.
The escalation is comparatively shallow on hours. A complex bankruptcy costs 3.1x a simple one in Oregon, but the implied workload only rises 2x — 8 hours at $215 becomes 16 hours at $320 — meaning the senior-rate premium of 1.49x carries an unusually large share of the increase.
From $2,550 to $5,100 the moderate band is $2,550 wide, close to the $2,550 peer median. End to end that is 9 hours at $270.
By implied hours Oregon falls to 35th of 47 at 13 hours, 10 places below its 25th on cost — the bankruptcy total arriving on less recorded work.
41% up the $2,550–$5,100 band sits the $3,600 table midpoint, buying 13 hours at $270 against the 13 the local bankruptcy median implies — 0 hours apart.
| Measure | Oregon | Rank |
|---|---|---|
| Moderate median | $3,550 | 25th |
| Hourly median | $270 | 19th |
| Implied hours | 13 | 35th |
| Simple median | $1,650 | 16th |
| Complex median | $5,150 | 23rd |
$270 an hour puts Oregon between Minnesota ($270) and Pennsylvania ($260) — not the bankruptcy cost pairing.
Illinois, Minnesota record the same $270: rate cannot separate them, totals do.
$3,550 buys 17 hours at $215, 13 at $270, 11 at $320.
| Rank | State | Median rate |
|---|---|---|
| 17 | Illinois | $270 |
| 18 | Minnesota | $270 |
| 19 | Oregon | $270 |
| 20 | Pennsylvania | $260 |
| 21 | Texas | $260 |
Ranked tier by tier, Oregon slides 7 places downward: 16th at the simple tier, 25th at moderate, 23rd at complex. Its headline moderate position sits between the two extremes rather than summarising them.
$1,650 is 16th of 47 on a straightforward bankruptcy, under New York ($1,650) and over Pennsylvania ($1,650), $150 over the $1,500 tier midpoint.
$5,150 is 23rd of 47 once contested, between Georgia ($5,200) and Florida ($5,100), $50 off the $5,100 tier midpoint.
The three bands are continuous in Oregon: the simple tier reaches $2,800 where the moderate tier starts at $2,550, and the moderate tier reaches $5,100 where the complex tier starts at $3,100. A single quoted figure can therefore belong to two different tiers, and the tier label — not the number — is what identifies which.
| Tier | Oregon | Rank | Tier midpoint | Implied hours |
|---|---|---|---|---|
| simple | $1,650 | 16th | $1,500 | 8 |
| moderate | $3,550 | 25th | $3,600 | 13 |
| complex | $5,150 | 23rd | $5,100 | 16 |
$1,650 puts Oregon 16th of 47 on straightforward matters, 9 up on its moderate position, and $150 (10%) over the $1,500 tier midpoint.
8 implied hours at $215: 62% of the moderate tier's 13, over 3-4 months.
New York ($1,650) and Pennsylvania ($1,650) bracket it — a $0 window.
6 states record a simple-tier median within three percent of $1,650, denser than the 4 around the moderate row.
$5,150 puts Oregon 23rd of 47 on contested matters, 2 up on its moderate position, and $50 (1%) over the $5,100 tier midpoint.
16 implied hours at $320: 123% of the moderate tier's 13, over 3-5 years.
Georgia ($5,200) and Florida ($5,100) bracket it — a $100 window.
3 states sit within three percent of the $5,150 here, against 4 at the moderate row.
| Rank | State | Median |
|---|---|---|
| 14 | Massachusetts | $1,650 |
| 15 | New York | $1,650 |
| 16 | Oregon | $1,650 |
| 17 | Pennsylvania | $1,650 |
| 18 | New Hampshire | $1,600 |
| Rank | State | Median |
|---|---|---|
| 21 | Arizona | $5,200 |
| 22 | Georgia | $5,200 |
| 23 | Oregon | $5,150 |
| 24 | Florida | $5,100 |
| 25 | Maine | $4,950 |
In Oregon a bankruptcy is 6th of 8 at $3,550, between Immigration and Real Estate Closing. At 31% of Criminal Defense ($11,350).
The state does not rank uniformly. Oregon is 12th of 47 for Criminal Defense but 29th for Estate Planning / Probate, a 17-place spread across the matter types tracked here, so its 25th on bankruptcy says little about what the other lines cost.
Oregon is not equally priced in every practice area. Measured against each matter's own midpoint, Immigration runs 12% above its own midpoint while Estate Planning / Probate runs 6% below its own midpoint — a 18-point spread between the extremes.
Oregon's practice areas fan out more than most: its largest tracked median is 5.8x its smallest, against 5.1x for the typical state. Prices here are set matter by matter rather than by one statewide level.
2 of 7 matter types rank Oregon in the upper third, 0 in the lower, 5 between; bankruptcy is 25th.
In percentile terms it sits at the 48th percentile of the 47 tracked states.
| Matter | Simple | Moderate | Complex | Hours | Rank | vs mid | Above |
|---|---|---|---|---|---|---|---|
| Criminal Defense | $3,650 | $11,350 | $35,300 | 35 | 12th | +11% | Utah |
| Divorce | $3,000 | $8,850 | $21,600 | 28 | 25th | +4% | Texas |
| DUI / DWI | $3,800 | $7,950 | $17,400 | 27 | 20th | +7% | Michigan |
| Personal Injury | $1,500 | $5,500 | $15,700 | — | — | +6% | — |
| Immigration | $2,100 | $5,300 | $12,550 | 18 | 20th | +12% | Maine |
| Bankruptcy | $1,650 | $3,550 | $5,150 | 13 | 25th | −1% | Michigan |
| Real Estate Closing | $1,150 | $2,450 | $4,450 | 9 | 12th | +10% | Minnesota |
| Estate Planning / Probate | $600 | $1,950 | $6,750 | 7 | 29th | −6% | Indiana |
Simple tier. $1,650 ÷ $215 = about 8 hours, spread over 3-4 months at roughly $471 a month. The $1,900 step to the moderate tier is 5 more hours at that rate.
Work against price. $3,550 to $5,150 is a $1,600 step weighted toward price: 3 more hours at $270 is $810, but $320 across 16 hours adds $800 — 50% of it.
Borrowing the wrong row. Budgeting from Ohio ($3,500) lands $50 under Oregon; from Michigan ($3,600), $50 over; from the $3,600 table midpoint, $50 out.
Contested against simple. At Oregon's own recorded figures, $5,150 buys 3.1 matters at the $1,650 simple median — or, counted in time, 16 implied hours against 8, a factor of 2 — the two ratios differing because the rate rises with the tier.
Verified June 2026. Filing fees change on the Oregoncourt's own schedule; billing models are covered in the legal fees guide.
This tool provides general cost estimates for informational purposes only. It is NOT legal advice. Costs vary significantly based on individual circumstances. Consult a licensed attorney in your jurisdiction for specific guidance.